# Problems and Solutions

The TON DeFi ecosystem presents a unique set of opportunities and challenges. While it offers lucrative yield farming opportunities, several issues currently limit its accessibility and overall growth.

SettleTON, a platform designed to streamline and enhance the TON ecosystem, is actively addressing these challenges to make DeFi more accessible, efficient, and user-friendly.

## 🐳 Current challenges with Yield farming

### **Technical Complexity**

Yield farming usually involves multiple steps, such as swapping, staking and reinvesting tokens, which can be confusing for the average user. Understanding how to interact with decentralised exchanges, wallets, and yield farming platforms requires a steep learning curve. This can be difficult for new users, leading to lower participation rates and lower TVL in total.

### **Time consuming**

Maximising returns through yield farming requires constant monitoring of market conditions and adjusting strategies, which is time-consuming and impractical for many investors.

### **Fragmentation of Yield opportunities**

Another challenge with Yield Farming is the fragmentation of yield opportunities across different protocols. Without a tool to aggregate these opportunities, users must manually search for the best yields, which is inefficient and often leads to missed opportunities.

### **Financial thresholds**

Many investment opportunities require substantial capital, which can exclude smaller investors or those who are cautious about entering the space.

## 💸 How SettleTON is addressing these challenges

### **Simplifying Yield farming**

To address the complexity and time commitment associated with yield farming, SettleTON offers tools that automate the yield farming process. The platform’s interface is designed to be intuitive and easy to navigate, making it accessible even to those with limited DeFi experience. Users can participate in yield farming with just a few clicks, significantly reducing the complexity involved.

### Introducing a Yield aggregator for other protocols

To solve the problem of fragmented yield opportunities, SettleTON is developing a yield aggregator that seamlessly integrates with other protocols within the TON ecosystem.&#x20;

### Accessible investment options

SettleTON offers investment products with lower minimum requirements, allowing small-scale investors to participate without needing large amounts of capital.
